PenFed

Vantis Life ®

Permanent Life Insurance provides coverage for a lifetime. When you pay the premium, you build cash value that is tax-deferred until you withdraw it.

Permanent Life Insurance Options

Guaranteed Golden®: Apply for $5,000, $10,000, $15,000 or $20,000* of permanent, cash-building life insurance without having to answer any health questions or undergo any medical exams.

NOTE: The death benefit in the first two policy years is limited to return of premium, with full benefits thereafter. Full benefit payable from policy year one in the event of accidental death.

Ideal coverage for burial expenses, settling final debts.

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Permanent Life Insurance: Lifetime coverage and tax-deferred, cash value build up.

Ideal coverage for business loans, educational needs.

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Product availability may vary by state. Life Insurance coverage is issued by Vantis Life Insurance Company, www.VANTISLIFE.com

Vantis Life Insurance Company is licensed and offers its products in the District of Columbia and all States except New York.

Products offered in New York are sold by Vantis Life Insurance Company of New York, Brewster, NY.

Insurance products and services are offered through CUSO Financial Services, Inc. ("CFS"). Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are licensed through CFS. The Credit Union has contracted with CFS to make insurance products and services available to credit union members.

Insurance Products are: Not NCUA Insured • Not Credit Union Guaranteed • Not a Deposit • Not Guaranteed by any Federal Government Agency

©2013 Vantis Life Insurance Company, Windsor, Connecticut